Loan Select Tablelands
Investment Property Advisor in the Tablelands
We’re a one-stop shop with hundreds of loan options available from across Australia’s leading lenders.
Structured for Strategy
Tablelands Investment Property Advisor
Investing in property involves careful planning, and we’re here to help you get the finance right from the onset. At Loan Select Tablelands, we work with property investors throughout the Tablelands to structure loans that align with cash flow, tax efficiency and long-term growth goals.
We provide detailed comparisons of interest-only and principal-and-interest options, help you understand gearing strategies, and guide you through the borrowing process based on your individual profile. In addition to investment lending, we also assist with refinancing, SMSF loans, and business loan options so you can coordinate your broader financial strategy.
Whether you’re purchasing your first investment or growing a portfolio, we tailor our advice to help you stay compliant, competitive and in control. Call (07) 4091 4766 to speak to one of our investment property advisors about your property plans.
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Tailored Finance Advice
Lending to Build Wealth
We offer practical, experienced support to help you choose the right structure and lender for your investment loan. Our goal is to help you maximise returns while managing risk.
- Loan structuring based on portfolio size & goals
- Assessment of interest-only vs principal payments
- Cash flow & serviceability calculations
- Comparison of variable & fixed-rate loans
- Guidance on equity release for future purchases
- Support understanding tax & depreciation implications
- Access to lender products with investment flexibility
- Planning for future refinancing or restructuring
We’ll walk you through the entire process—from planning and pre-approval to settlement and beyond—so your investment lending is a smart, informed step forward.
Need Help?
Frequently Asked Questions
What is a property investment loan & how does it work?
A property investment loan is designed for individuals purchasing real estate to generate rental income or capital growth. These loans are similar to standard home loans but may have higher interest rates or stricter lending criteria. Repayment types can include principal and interest or interest-only, the latter often being used to maximise cash flow. Investors must always meet the lender’s requirements for income, assets, and equity. Loan structure, tax implications, cash flow impact, and long-term investment goals should be considered before committing to an investment loan. It’s also important to evaluate property performance, market conditions, and your ability to manage ongoing costs.
Can I use equity from my current home to invest in property?
Yes, many investors use the equity in their existing home as a deposit for an investment property. Equity is the difference between your property’s current value and the balance owing on your home loan. If you have sufficient usable equity and meet the lender’s criteria, you may be able to borrow against it to fund a new purchase. This strategy can help avoid saving a full deposit, but it increases your overall debt and should be assessed with long-term financial planning in mind.
What’s the difference between principal & interest vs interest-only repayments for investors?
Principal and interest (P&I) repayments reduce both the loan amount and interest owed over time. Interest-only (IO) repayments cover just the interest portion, meaning lower repayments in the short term, but the loan balance doesn’t decrease. Many investors choose interest-only loans to maximise cash flow or claim higher tax deductions on interest. However, interest-only periods are usually limited to 1–5 years and may revert to P&I. It’s important to consider your cash flow needs, investment timeline, and exit strategy when choosing.
